Debt Lawsuit Defense
Aggressive defense against credit card and debt collection lawsuits filed in Florida courts.
Fighting Debt Lawsuits
Across Florida.
Experienced debt defense strategies led by Attorney Alejandro Ley, Esquire. Protecting consumers against creditors, debt buyers, and collection agencies.
Strategic litigation defenseAggressive motion practiceBilingual representationStatewide Florida coveragePersonalized case strategy
A defense built around your case.
Every consumer debt case is different. We pair aggressive litigation with consumer-protection counterclaims to put you back in control.
Credit Card Defense
Defense strategies against major banks and original creditors pursuing alleged balances.
Debt Buyer Defense
Challenging chain-of-title, standing, and documentation gaps used by junk-debt buyers.
Creditor Harassment
Stopping abusive calls, threats, and unlawful collection tactics under FDCPA & FCCPA.
Wage Garnishment Defense
Protecting your paycheck from creditor garnishment and post-judgment collection.
Settlement Negotiation
Leveraging litigation pressure to negotiate favorable settlements on your terms.
Counterclaims
Asserting your rights with FDCPA & FCCPA counterclaims against abusive collectors.
Bankruptcy Information
Educational guidance on how Chapter 7 and 13 compare to litigation defense.
Why consumers choose LEY LAW.
A focused, consumer-side firm built to defend Florida residents against the institutions trying to collect from them.
Speak With Attorney LeyStrategic litigation defense
We treat every case as a courtroom case — even when settlement is the goal.
Understanding creditor weaknesses
We know what banks and debt buyers cannot prove and exploit those gaps.
Challenging improper documentation
Robo-signed affidavits and missing assignments don't survive scrutiny.
Fighting abusive collection practices
We push back on FDCPA & FCCPA violations with counterclaims for damages.
Personalized legal guidance
Direct attorney access. Plain-language strategy. No call-center treatment.
Spanish-speaking support
Estrategia legal completa, en su idioma.
What to do if you've been sued for debt in Florida.
A short checklist consumers wish they had read on day one.
Read the full debt defense guide →- 01
Do not ignore the lawsuit — silence is the costliest mistake.
- 02
Florida deadlines are short. Missing them invites a default judgment.
- 03
Real defenses often exist — even when the debt feels valid.
- 04
Creditors and debt buyers frequently lack the documentation required at trial.
- 05
You may have counterclaims worth more than the debt itself.
- 06
Acting early gives your attorney maximum strategic leverage.
Client outcomes & feedback.
Representative client experiences. Prior results do not guarantee a similar outcome.
"Attorney Ley took control of a lawsuit I thought I had already lost. The case was dismissed."
— M. Rodriguez, Hialeah, FL "Calm, strategic, and bilingual. He explained every step and protected my paycheck."
— J. Alvarez, Fort Lauderdale, FL "They negotiated a settlement for a fraction of what the debt buyer demanded."
— S. Thompson, Tampa, FL "From the first call I felt heard. Aggressive, professional, and fair pricing."
— D. Pierre, Miami, FL "He found defenses no one else mentioned. The debt buyer dropped the case."
— A. Garcia, Orlando, FL "Bilingual representation made all the difference for my family. Highly recommend."
— L. Martinez, West Palm Beach, FL "Counterclaim filed and won. Ended up paying nothing and recovered damages."
— R. Johnson, Jacksonville, FL "Compassionate, sharp, and relentless in court. A true consumer advocate."
— C. Silva, Boca Raton, FL
Frequently asked questions.
Quick answers to the questions Florida consumers ask first.
Don't face debt collectors alone.
Take action before a default judgment is entered against you. Speak with Attorney Alejandro Ley today.