Consumer Protection
Stop creditor harassment.
Florida's FCCPA and the federal FDCPA give you real teeth against abusive debt collectors. Document the calls — then let us turn them into a counterclaim.
Common harassment tactics
- Repeated and harassing phone calls
- Calls before 8am or after 9pm
- Threats of arrest, lawsuit, or violence that aren't true
- Calls to your family, friends, or neighbors about your debt
- Calls at work after being told to stop
- Misrepresenting the amount or status of the debt
- Pretending to be an attorney or government agency
- Refusing to validate the debt when you ask
Your protections
The federal Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA) prohibit a wide range of abusive practices. Violations can entitle you to statutory damages, actual damages, and attorney's fees — often turning a debt case into a recovery for you.
Don't face debt collectors alone.
Take action before a default judgment is entered against you. Speak with Attorney Alejandro Ley today.