Practice Area
Debt lawsuit defense in Florida.
If you've been served with a debt collection lawsuit, the most important decision you can make is to respond — strategically, and on time.
Defending debt collection lawsuits
Most Florida debt lawsuits are won or lost in the first 20 days. Once you're served, the clock starts — and a missed deadline can mean a default judgment, wage garnishment, and bank levies.
- Lawsuit response and answer drafting
- Affirmative defenses and demand for proof
- Burden of proof on the creditor or debt buyer
- Missing documentation and broken chain-of-title
- Statute of limitations analysis
- Arbitration clauses and standing challenges
Litigation strategies
- Motion practice — motions to dismiss, strike, and compel
- Targeted discovery requests that expose evidentiary gaps
- Challenging robo-signed and inadmissible affidavits
- Negotiation leverage built from courtroom pressure
- Strategic settlement when it serves the client
- Trial preparation and presentation
Counterclaims under FDCPA & FCCPA
When collectors or debt buyers cross the line, federal and Florida consumer-protection statutes allow you to fight back — and recover statutory damages, actual damages, and attorney's fees.
- Improper or abusive collection tactics
- Harassing communications and threats
- False or misleading statements
- Inaccurate credit reporting
- Robo-signed affidavits filed in court
- Improper service of process
Were you just served?
Call now — the deadline to respond is short, and missing it can mean a default judgment.